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With millions of employees facing open enrollment deadlines for their health care plans at work, here are some helpful websites:
California Department of Insurance – Health insurance details, including comparison charts, links to providers, definitions/glossary, complaint forms. Search under "Consumers" at www.insurance.ca.gov.
California Department of Managed Health Care – Consumer-friendly site covers all the health care basics: terms, tips, comparisons, plus ratings of health insurers and medical groups. Go to www.hmohelp.ca.gov or call (888) 466-2219.
California Healthcare Foundation – The nonprofit has a free resource, "Guide to Health Programs," in English/Spanish that covers health-related programs for low-income families. Search under "Consumers" at www.chcf.org.
HealthCoverageGuide.org – Small businesses considering employee health coverage can find cost estimates, tax savings and advice, sponsored by California Healthcare Foundation.
Healthcare.gov – How to choose health care plans, explanations of federal health care changes and other topics, from U.S. Department of Health and Human Services.
Healthfinder.gov – Healthy living tools – online checkups, personal health assessments, encyclopedia of health topics, sponsored by U.S. Department of Health & Human Services.
BeSmartAboutYourHealth.com – Aimed at helping consumers get "benefits-savvy," it includes tips/tools on health expenses, cost savings and financial choices. Co-sponsored by Aetna and the nonprofit Financial Planning Association.